How It Works
Getting the funds you need is quick and easy. Here's our simple process from application to funding.
1
Submit Your Request
Complete our straightforward online form. It takes just a few minutes and is protected by bank-level 256-bit encryption.
2
We Search Our Network
Our system connects you with our network of lenders who will review your submitted information quickly.
3
Review Your Offer
If connected, you will review the lender's exact terms, fees, and repayment schedule before deciding to sign.
4
Get Your Funds
Upon approval and signature, funds are typically deposited directly into your checking account as soon as the next business day.
Basic Requirements
Be at least 18 years old
Be a U.S. citizen or permanent resident
Reside in California
Have a regular source of income
Have an active checking account in your name
What You'll Need
- Valid government-issued ID
- Proof of income (pay stub or bank statement)
- Checking account details (routing and account number)
- Active contact phone number and email
Common Uses
Covering unexpected medical co-pays
Handling emergency car repairs
Avoiding expensive late fees or utility shutoffs
Bridging a short gap between paychecks
Paying for emergency home repairs