Lending Disclosure: We are not a direct lender. We are a free matching service that connects borrowers with third-party, state-licensed lenders. We do not make credit decisions, fund loans, or charge borrowers any fees for our service.
APR Disclosure: APR varies significantly by lender and state. In California, payday loans carry high interest rates, typically resulting in an APR of around 460% for a 14-day loan. Please review your lender's specific terms, fees, and APR carefully before signing any agreement.
Credit Check Notice: Participating lenders may perform credit checks or verify your information through traditional or alternative credit reporting agencies. Submitting a request form does not guarantee that you will be connected with a lender or approved for a loan.
State Information: California Residents: Payday loans are regulated by the Department of Financial Protection and Innovation (DFPI) under the California Deferred Deposit Transaction Law. The maximum loan amount is $300, with a maximum allowable fee of 15% of the check amount (maximum $255 cash advance). Rollovers are strictly prohibited.
State Regulations: California law (CDDTL) limits payday loan check amounts to $300, caps fees at 15% of the check amount, limits the loan term to 31 days, and strictly prohibits loan rollovers.
